Insurance and Financial Practitioners Association of Singapore (IFPAS) website
Conditions of Use and Copyright & Disclaimer Statement
Please read these terms and conditions carefully. A reference to this "website" is to http://www.ifpas.org.sg including but not limited to the information, text, images, links, sound, graphics and video sequences displayed herein (the "Materials").
By accessing this website and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.
1. No Warranty for the website and/or the Materials
This website and the Materials are provided "as is", "as available". IFPAS does not warrant the accuracy, adequacy or completeness of this website and/or the Materials and expressly disclaims liability for errors or omissions in the Materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality and/or fitness for a particular purpose, is given in conjunction with the Materials and/or this website
IFPAS does not warrant that any of the Materials or that this website will be provided uninterrupted or free from errors or that any identified defect will be corrected; further, no warranty is given that this website and the Materials are free from any virus or other malicious, destructive or corrupting code, programme or macro.
You agree that all information and/or particulars sent or submitted by you to IFPAS in relation to the access of this website is non-confidential and non-proprietary unless otherwise expressly indicated by you. You further undertake not to submit any information and/or other materials which are or may be offensive, illegal or which may not be lawfully disseminated under the laws of Singapore or any other relevant country
3. Exclusion of Liability (General Disclaimer)
IFPAS shall in no event be liable for any damages, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:
a)any access, use or the inability to access or use this website, or reliance on the Materials and/or any information in this website;
b)any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and
c)any use of or access to any other website linked to this website.
Even if IFPAS or its agents or employees are advised of the possibility of such damages, losses and/or expenses. Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks. This exclusion clause shall take effect to the fullest extent permitted by law.
4. Electronic Communications
When you visit IFPAS or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
5. Governing Law
By accessing this website, you agree that Singapore law, including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (No 25. of 1998), shall govern such access as well as the above terms and you agree to submit to the exclusive jurisdiction of the Singapore courts.
Any dispute relating in any way to your visit to IFPAS website or to products you purchase through IFPAS website shall be submitted to confidential arbitration in Singapore, except that, to the extent you have in any manner violated or threatened to violate IFPAS intellectual property rights, IFPAS may seek injunctive or other appropriate relief in any state and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the Singapore International Arbitration Centre. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
7. Site Policies, Membership, Modification, and Severability
We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.